COSEBA Expatriates
Insurance for those who wish to live in Spain... wherever they may be.
We're the answer to your insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Car Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Health Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Home Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Pet Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Life Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Commerce Insurance in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Death in Spain.
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Please provide us with your details and our team will contact you shortly to give you more information about our Expatriate Homeowners’ Community policy in Spain.
FAQs
Do you have questions? We have answers.
These are insurance policies designed for people living outside their country, with cover tailored to their specific needs (Motor, Home, Commercial, Life, Funeral, Pet, Public liability, Health, Repatriation, etc.).
Health Insurance
In Spain, health insurance is mandatory. Furthermore, the local public health system may not cover you if you are not a resident.
Motor Insurance
Compulsory Third-Party Liability insurance is required in Spain, covering up to €70 million for personal injury and €15 million for material damages. Current legislation provides for an additional voluntary liability capital that extends the compulsory insurance limits by €50 million. Many expats opt for extended third-party coverage (compulsory civil liability, voluntary civil liability, fire, theft, glass, and roadside assistance), or fully comprehensive (own vehicle damages).
Home Insurance
It's not mandatory (except in the case of mortgages or rental clauses) but essential to cover your main investment in Spain.
Usual guarantees: Fire, theft, water damage, other damage to the building and contents, public liability, etc.
Life & Repatriation Insurance
These ensure capital upon death, often linked to mortgages.
Insurer with a strong Expat's presence: Reale, Generali, Allianz, Zurich, Admiral, Fidelidade… offer specific repatriation plans.
Civil Liability Insurance
Essential for homes, vehicles, businesses, companies, and pets.
Travel Insurance
Ideal if you travel frequently to your country.
Pet Insurance
Essential insurance for expats with pets: veterinary expenses, civil liability (mandatory for certain breeds and weights), theft, and much more.
Entrepreneurship Insurance
Freelancers or SMEs opt for business or self-employed insurance.
Includes professional liability, equipment, and commercial premises.
Nautical &Special Vehicles Insurance
Boats, jet skis, caravans, microcars... and other more.
Yes, many insurance providers allow you to purchase a policy while already overseas. However, some, particularly for health insurance, may require you to buy it before leaving your home country.
You need it to cover the risks you face in a country different from your country of residence. This gives you the peace of mind that your assets are protected in case of a claim, and through our insurance Broker we can manage everything for you easily and hassle-free.
- No co-payments (100% coverage from day one).
- No waiting periods (no waiting times for services).
- Coverage throughout the entire national territory.
- Coverage equivalent to the Spanish public health system (primary care, specialists, hospitalization, emergencies, etc.).
- Validity for the entire stay (minimum 1 year).
- Travel insurance: Designed for short stays (generally less than 90 days), focusing on medical emergencies.
- Expat insurance: Intended for long-term residency, covering regular medical care, chronic illnesses, maternity, and more.
ALWAYS AT YOUR DISPOSAL
Didn’t find your answer? Do you’ve any question?
If you didn’t find the answer you were looking for and need to ask us a question, our Expatriates team will help you get more info.
Or, if you prefer, we'll call you when it suits you best.
COSEBA EXPATRIATES
WHAT DO WE OFFER IN OUR EXPATRIATE PORTFOLIO?
Coseba Expatriates is your Broker Insurance specialist in Motor, Home, Health, Homeowners’ Community, Life, Funeral, Pet, Public Liability, Commercial and other insurance policies for expatriates in Spain, with a taylor-made service, clear documentation in your language and multilingual assistance.
Motor Insurance
Home Insurance
Health Insurance
Pet Insurance
Life Insurance
Commerce Insurance
Funeral Insurance
Homeowners`s Policy Insurance
Other Insurances
TRUST OUR 40 YEARS OF EXPERIENCE
OUR SERVICES
At Coseba Expatriates we understand the importance of providing a comprehensive and quality service to your expatriate clients. By joining our team, you will be able to comprehensively meet their needs and exceed their expectations. Here are some of the advantages that will make your clients completely satisfied:
Multi-language insurance
Our multilingual approach is one of our greatest assets. We offer insurance in English, French, German or Dutch, allowing your clients to communicate in their native language and fully understand the terms and conditions of their policies. This will give them confidence and peace of mind, knowing that they are receiving a personalised service tailored to their linguistic needs.
Wide range of coverage
At Coseba Expatriates, we offer a wide range of insurance products that cover different aspects of your expatriate clients' lives. From home, car, commercial to community insurance, you will have at your disposal a complete portfolio of products to meet all your clients' protection needs.
Multilingual assistance and documentation
We understand that assistance and documentation are fundamental aspects of the client experience. At Coseba Expatriates, we ensure that we provide fast and efficient assistance in multiple languages, making it easy to resolve any problems or queries your expatriate clients may have. In addition, our pre-contractual and contractual documentation is available in different languages, ensuring that your clients fully understand the terms and conditions of their policies.
OUR EXPATRIATE INSURANCE PARTNERS
We work with the main insurance companies in Spain
The strength of our agreements guarantees the best service for each client, regardless of nationality or need.
OTHER INSURANCE PARTNERS
Get started today with the support of a major brand.
Whether you’re looking for insurance in your own language or if you’re a professional working with international clients, at COSEBA Expatriates you will find a tailor-made solution, with the confidence and experience of a leading Insurance Broker since 1986.
OUR BLOG
Here's what you need to know.
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