Partners of COSEBA Expatriates
Expand your portfolio of services with our insurance for expats residents in Spain.
Intermediaries expat's network
We are the answer to your foreign
clients' insurance.
WHAT IS COSEBA EXPATRIATES?
Intermediaries expat's network
Welcome to COSEBA Expatriates, the ideal place for professionals with expat clients!
COSEBA Expatriates is an additional service developed by the insurance brokerage and franchise network COSEBA 1986, aimed at professionals with foreign clients residing in Spain who need insurance tailored to their needs and with the advantage of having the support and comprehensive management, in several languages, from a leading brand in the market with 40 years of experience in the insurance sector.
Expand your portfolio of services and multiply your income thanks to the distribution of our insurance for EXPATRIATES with special rates and discounts for this exclusive segment.
FURTHER INFORMATION ABOUT COSEBA EXPATRIATES
Download our information pack and find out everything you need to know about us.
DOWNLOAD DOSSIER
WE SPEAK YOUR LANGUAGE
Do you want to become a partner of COSEBA Expatriates?
Give your expatriate clients the peace of mind of having a complete service adapted to their linguistic needs. With Coseba Expatriates, you can offer them a unique insurance experience, providing coverage in multiple languages, assistance in any situation and clear and understandable documentation. Join us and become the trusted point of reference for your expatriate clients and together, we will make their experience exceptional!
Or, if you prefer, we'll call you when it suits you best.
COSEBA EXPATRIATES
WHAT DO WE OFFER IN OUR EXPATRIATE INSURANCE?
We distribute car, home, health, community, life, death, pet, commercial and other insurance policies to foreign residents in Spain, offering assistance and pre-contractual and contractual multilingual documentation.
Motor Insurance
Home Insurance
Health Insurance
Pet Insurance
Life Insurance
Commerce Insurance
Funeral Insurance
Homeowners`s Policy Insurance
Other Insurance
TRUST OUR 40 YEARS OF EXPERIENCE
OUR SERVICES
At Coseba Expatriates we understand the importance of providing a comprehensive and quality service to your expatriate clients. By joining our team, you will be able to comprehensively meet their needs and exceed their expectations. Here are some of the advantages that will make your clients completely satisfied:
Multi-language insurance
Our multilingual approach is one of our greatest assets. We offer insurance in English, French, German or Dutch, allowing your clients to communicate in their native language and fully understand the terms and conditions of their policies. This will give them confidence and peace of mind, knowing that they are receiving a personalised service tailored to their linguistic needs.
Wide range of coverage
At Coseba Expatriates, we offer a wide range of insurance products that cover different aspects of your expatriate clients' lives. From home, car, commercial to community insurance, you will have at your disposal a complete portfolio of products to meet all your clients' protection needs.
Multilingual assistance and documentation
We understand that assistance and documentation are fundamental aspects of the client experience. At Coseba Expatriates, we ensure that we provide fast and efficient assistance in multiple languages, making it easy to resolve any problems or queries your expatriate clients may have. In addition, our pre-contractual and contractual documentation is available in different languages, ensuring that your clients fully understand the terms and conditions of their policies.
OUR EXPATRIATE INSURANCE PARTNERS
We work with the main insurance companies in Spain
The strength of our agreements guarantees the best service for each client, regardless of nationality or need.
OTHER INSURANCE PARTNERS
Mr. Ismael Cuesta,
COSEBA Expatriates Coordinator
WHY COSEBA EXPATRIATES
What benefits do you get from being a member of our partner network?
Commissions
Increase your income with our commission and incentive system.
Business
Coseba provides you with new expatriate clients in your area which will help you to increase your business volume.
Exclusive segment
Expand your portfolio of professional services with insurance products for a very exclusive segment.
Tailor-made training
You will receive training for the autonomous processing and management of COSEBA Expatriates.
Unique rates
We offer you unique rates without bonus for cars.
Backed by 40 years of experience
Alternativas
FAQs
Do you have questions? We have answers.
It's a type of insurance designed for individuals living outside their country of origin, offering coverage adapted to their specific needs (Motor, Home, Commercial, Life, Funeral, Civil Liability, Health, Repatriation, etc.).
Health
In Spain, having health insurance is mandatory. Furthermore, the local public health system may not cover you if you are not a resident.
Motor
Compulsory Third-Party Liability insurance is required in Spain, covering up to 70 million for personal injury and 15 million for material damages. Current legislation provides for an additional voluntary liability capital that extends the compulsory insurance limits by 50 million. Many expats opt for extended third-party coverage (compulsory civil liability, voluntary civil liability, fire, theft, glass, and roadside assistance), or comprehensive coverage (covering own vehicle damages).
Home
It is not mandatory, except for mortgages or rental clauses.
Common policies: Water damage, damage to the building and contents, civil liability, and handyman services.
Life and Repatriation
These ensure capital upon death, often linked to mortgages.
Companies with a strong presence: Reale, Generali, Allianz, Zurich, Admiral, Fidelidade… offer specific repatriation plans.
Civil Liability
Essential for homes, vehicles, businesses, companies, and pets.
Travel
Ideal if you travel frequently to your country of origin.
Pets
Common insurance among expats with pets: veterinary, civil liability, theft (mandatory for certain types of breeds and weight).
Motor and Entrepreneurship
Freelancers or SMEs opt for business or self-employed insurance.
Includes professional liability, equipment, and commercial premises.
Nautical and Special Vehicles
Boats, jet skis, caravans, microcars... among others.
Yes, many insurance providers allow you to purchase a policy while already overseas. However, some, particularly for health insurance, may require you to buy it before leaving your home country.
You need it to cover the risks you face in a country different from your country of residence. This gives you the peace of mind that your assets are protected in case of a claim, and through my brokerage, you can easily and calmly process them.
- No co-payments (100% coverage from day one).
- No waiting periods (no waiting times for services).
- Coverage throughout the entire national territory.
- Coverage equivalent to the Spanish public health system (primary care, specialists, hospitalization, emergencies, etc.).
- Validity for the entire stay (minimum 1 year).
- Travel insurance: Designed for short stays (generally less than 90 days), focusing on medical emergencies.
- Expat insurance: Intended for long-term residency, covering regular medical care, chronic illnesses, maternity, and more.
Get started today with the support of a major brand.
Whether you’re looking for insurance in your own language or if you’re a professional working with international clients, at COSEBA Expatriates you will find a tailor-made solution, with the confidence and experience of a leading Insurance Broker since 1986.
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